Protection Plans


Price or Advice

Are you searching for a comprehensive solution to your family or business protection needs? Click Here to try our online quotation system 

Or

Will you be happy with the lowest monthly cost, knowing that your plan may be limited in the benefits that it will provide. Third Party
Using car insurance as as comparison, most of us would not consider buying the cheapest possible policy, as this would only provide the very basic level of cover.

or

If you have a accident which causes serious damage. Where does the money come from to replace your car?. Obviously it will not come from your cheapest premium Third Party Insurance. Comprehensive
The same principal applies to protection plans (Life assurance, Critical illness, Permanent Disability). If you buy the cheapest premium plan you will generally end up with basic Term Assurance or even Accidental Death Plans, which could be likened to a Third Party only car insurance cover. What will your policy provide when you make a claim? 
What if you suffered a Critical illness?            
What if you became
 permanently disabled?
Would the cheapest premium plan pay out then? 
Unlikely!
CJR Associates as your Independent Financial Advisers are specialist Protection Advisers who can provide you with the most suitable comprehensive solution which is often available for only a small extra cost. Not always what you expect when you take a close look.

Your choice - Basic or Comprehensive

I want the lowest cost.
If you know exactly what you want without receiving any advice. 
Click the Buy form jigsaw part
to go to buy on the most Basic price.
Find out more about Life Assurance by clicking here.

No - I would rather have the most comprehensive cover to suit my needs. 

Click the advice jigsaw part to obtain expert advice from your friendly 
Independent Financial Advisers, on the most suitable protection plans for you.

 

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