Capital Investment & Regular Savings

Building Societies*

Individual Savings Accounts**


Currency Funds


Fixed Interest Deposits


Endowment Plans


Guaranteed Income & Growth Bonds

Investment Bonds


National Savings*


Transfers of Existing Personal Equity Plans to higher performance (PEPs) investment funds


Unit Trusts


Investment Trusts

Estate planning

Inheritance Tax Planning

Releasing Cash from your home

Individual Pension Arrangements

Personal Pensions

Self-Invested Personal Pensions (SIPPs)

Additional Voluntary Contribution (AVC) Schemes
and Free Standing AVC's

Contracting-out of the State Pension Scheme

Disability Insurance

Income Replacement/Critical Illness Cover

Private Medical Insurance

Life and Critical illness cover

Life Assurance Protection
Individual

Long Term Nursing Care Planning

School Fees and Further Education Fees Planning

Retirement & Redundancy Counselling

Annuities

Mortgage Arrangements (up to 100%)*
Employed and Self Employed

Remortgages

Legal Services

Trust Advice

Making a will

Finding a solicitor

Pensions Planning and Divorce

Raising money

Selling your Endowment

Personal Loans

We are more than happy to work in close association with your accountant, solicitor or other financial adviser.
Please remember, independent advice is not available from most banks and building societies.
PIA does not regulate the products marked * and most cash ISA's marked **
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

CJR Associates, 32-34 Ferry Road, Edinburgh, EH6 4AE
Telephone: (0131) 467 7406 Fax: (0131) 467 7406
A Member of I F A Network - Which is regulated by the Personal Investment Authority
One of the U K 's Leading network of Independent Financial Advisers
Click here for Terms and Conditions of business 

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